Why now

Five shifts.

Five shifts make this the right time for small and mid-size businesses to strengthen what orbits their core.

01 / 05

96%

of ransomware victims had fewer than 1,000 employees (where size was known)

Attackers are targeting smaller businesses.

  • Third parties were involved in 48% of all breaches.
  • The same report counted 828 confirmed breaches in construction, and one security firm ranked construction among the three most-attacked sectors for ransomware in 2025.
  • Criminals are hacking trucking carriers’ and freight brokers’ accounts to steal real shipments, and cargo crime rose 27% to an all-time high in 2024.

Sources: Verizon 2026 DBIR · Rapid7 · Proofpoint · NICB

02 / 05

30 days

to report a breach of unencrypted data affecting 500+ consumers to the FTC

Regulators expect a written security program.

  • Tax preparation firms fall under the FTC Safeguards Rule: a written information security program, encryption of customer data, and multi-factor authentication.
  • The reporting requirement has applied since May 13, 2024.
  • The IRS tells tax and accounting professionals of every size to keep a written plan.

Sources: FTC · Federal Register · IRS Pub. 5708

03 / 05

2035

when NIST’s draft plan disallows today’s vulnerable algorithms (phase-out after 2030)

Encryption standards are changing.

  • NIST finalized its first post-quantum encryption standards on August 13, 2024.
  • Its draft transition plan gives businesses a schedule to plan against.

Sources: NIST · NIST IR 8547 (draft)

04 / 05

7%

of small employers using AI have fully integrated it

AI is arriving faster than controls.

  • About 46% of small employer firms now use AI.
  • Accuracy is their top challenge, and 28% cite data security and privacy concerns.

Sources: Federal Reserve SBCS 2026

05 / 05

65 hrs

a month general contractors report spending managing payments

Manual processes carry a real cost.

  • From a 2025 survey of 125 contractors.
  • The top cause of payment delays was a lack of organized processes.

Sources: Rabbet 2025

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Get ahead of all five.

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